- Individual Banking
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A savings account for children between 0-16 years.
Opening and Minimum account balance N5,000 (also applies to gift certificate)
Account only available to persons under 18 years old.
Convenient gift certificate available
Waiver on charges for bank draft for payment of school fees.
Account can be used as collateral for loan (borrowing account in the short term)
Cheques and dividend warrant lodgment
Converts to regular current account once child turns 16, or becomes an undergraduate in university (on application) the account can be opened by persons other than the child’s parent/guardian.
Account Opening Requirements
One recent passport photograph of each signatory and beneficiary (with full face forward)
Completed and signed signature mandate card
Valid identification for each signatory
Valid resident permit
Two Banks references
Child birth certificate
ASO Flourish gift certificate
Complete the ASO Flourish Gift certificate relationship form
Provide a minimum of N5,000 plus N200.00 processing fee to purchase gift certificate