We offer products with clean titles, free from encumbrances; therefore the subscribers can acquire good title for the properties purchased through the ASO Home@Home Programme. All Projects are ASO Certified and free from any charge or encumbrances, ensuring our subscribers get documentation that is free and clear of any charge or encumbrance with the property. Please note, the documents provided will be used by the subscriber to process their Certificate of Occupancy (C of O). Please be advised, a fee is charged for processing the documentation that will assist subscribers in processing their C of O.

ASO conducts all necessary due diligence when assessing a developer to partner. Eligible developers offer affordable projects; background checks include but is not limited to, a review of developer’s certification and track record of completed projects.

ASO contracts with independent Project Monitors to ensure all projects with developer partners meet the required quality of works i.e on scope, on time, and on budget.

As a criteria for selecting a Project or a Development Partner, ASO ensures each project meets the ‘affordable housing’ criteria in fulfilment of its objective to offer a robust selection of affordable projects.

ASO offers a variety of flexible options for payment such as:

• Outright Purchase – The Subscriber makes a one-time full payment for the property.
• Instalment Plan – The Subscriber makes staggered payments over a pre-determined period.
• Rent-to-own Plan – The Subscriber agrees to rent the property for a predetermined period and pays the final purchase amount for the property before the lease expires.
• Mortgage Plan – The Subscriber makes an equity contribution toward the property, the Mortgagee pays up the balance. The Subscriber repays the Mortgagee over a period of time.

Having a fiduciary duty, ASO conducts all transactions with the utmost privacy., From inquiry to handover, each Subscriber’s activity is heavily guarded and highly confidential.

All payments are made through our reputable Correspondent Banks, thereby securing your online transactions from start to finish.